How high-income earners can boost their super through salary sacrifice. Want to lower your taxable income while growing your retirement savings? By making before tax contributions to your super account through salary sacrifice, you can boost your super fund balance...
Using the downsizer super contribution: A guide for homeowners over 55. If you're over 55 and considering downsizing your family home, the downsizer contribution scheme can provide a way to increase your super balance. This scheme allows eligible individuals to make a...
How high-income earners can benefit from voluntary super contributions. Adding voluntary super contributions, including personal contributions, to your retirement strategy can reduce your taxable income while boosting your retirement savings. Options like salary...
How can you access your super early?. An early access to super is only possible in very limited circumstances, and it’s important to understand the eligibility criteria and potential consequences before making a decision. Depending on your situation, early access to...
How can I use my super to buy a house? Guide for first-time home buyers. If you're a first-time home buyer, you may be wondering if you can use your superannuation to help you buy a house. While withdrawing your super early for a home purchase is generally not...
Finding and reclaiming lost super in Australia. If you've lost track of your super due to moving house, changing jobs, or simply managing more than one account, it’s possible that some of your super is unclaimed or lost. Keeping an active super account is important to...
Can you buy property with your Self Managed Super Fund?. For many Australians, investing in property has led to the biggest gains in capital growth. The Australian property market has shown strong growth over the past few decades, leading many to consider using their...
The role and importance of SMSF Accountants. As the trustee of a Self-Managed Superannuation Fund (SMSF), you are responsible for managing and complying with all legal obligations associated with your fund. An SMSF accountant is essential in helping trustees like you...
How the proposed Div 296 tax could affect your super balance over $3 million. When managing your superannuation balance, it's important to understand how the Division 296 tax could affect you, especially since it includes unrealised gains or losses. The 15% Division...
