How can I use my super to buy a house? Guide for first-time home buyers. If you're a first-time home buyer, you may be wondering if you can use your superannuation to help you buy a house. While withdrawing your super early for a home purchase is generally not...
Finding and reclaiming lost super in Australia
Finding and reclaiming lost super in Australia. If you've lost track of your super due to moving house, changing jobs, or simply managing more than one account, it’s possible that some of your super is unclaimed or lost. Keeping an active super account is important to...
Can you buy property with your Self Managed Super Fund?
Can you buy property with your Self Managed Super Fund?. For many Australians, investing in property has led to the biggest gains in capital growth. The Australian property market has shown strong growth over the past few decades, leading many to consider using their...
The role and importance of SMSF Accountants
The role and importance of SMSF Accountants. As the trustee of a Self-Managed Superannuation Fund (SMSF), you are responsible for managing and complying with all legal obligations associated with your fund. An SMSF accountant is essential in helping trustees like you...
How the proposed Div 296 tax could affect your super balance over $3 million
How the proposed Div 296 tax could affect your super balance over $3 million. When managing your superannuation balance, it's important to understand how the Division 296 tax could affect you, especially since it includes unrealised gains or losses. The 15% Division...
Understanding the bring forward rule for better retirement planning
Understanding the bring forward rule for better retirement planning. The bring forward rule, also known as the bring forward arrangement, is a strategic method to increase your superannuation contributions, particularly your non-concessional contributions, within a...
Guide to understanding the Maximum Super Contribution Base (MSCB) and how to manage your superannuation contributions
Guide to understanding the Maximum Super Contribution Base (MSCB)
What is a Superannuation Standard Choice Form?
What is a Superannuation Standard Choice Form?. Super Choice, short for Superannuation Standard Choice Form, is used to let employers know their employee's selected superannuation fund. Superannuation funds, often referred to as super funds, are a type of fund that...
Super Due Dates
Super Due Dates. As an employer, you have specific responsibilities to fulfill regarding superannuation contributions for eligible employees, who are essentially those classified as employees under superannuation regulations. One such responsibility is supplying your...